Mortgage Prequalification: Mandeville and Covington Louisiana home buying, real estate listings, and homes for sale in St. Tammany Parish, LA

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Mandeville and Covington Realtor to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

	About You
* Your Name:
* Your Email Address:
Your Street Address:
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	About Your Move
When Are You Moving?
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	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
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	Additional Info
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Time to Move >Advantages of Buying Down

Your youngest child has just left home! Your present house now seems enormous. Your "empty nest" has prompted thoughts of selling your home and moving to a smaller, more manageable house.

Before you make a move, you should consult two important professionals--your real estate agent and your tax planner. A good real estate agent will be able to tell you the value of your current home and the availability of alternative houses in your preferred area.

Buying a smaller home or condo can have important advantages, such as lowering your property taxes, simplifying property maintenance, and generating cash which can be put into income-producing investments. You will also want to consider the tax laws which allow capital gain exclusions whether you "buy up" to a more expensive home or "buy down" to a less expensive one. If you are moving downtown from the suburbs in order to be close to cultural centers, theaters and restaurants, there may be "quality of life" issues, such as noise or parking. Your real estate agent and your tax planner can provide valuable information to assist you in making such decisions.

	See All Tips In The "Time to Move" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is considered one of the few remaining tax shelters in the 1990s?
A	Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
See More Real Estate Trivia >

Stevie Mack, REALTOR�, real estate agent and broker for Mandeville and Covington Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Stevie Mack
Latter & Blum Inc/Realtors
Licensed by LA Real Estate Commission
1151 N. Causeway Blvd.
Mandeville, LA 70471
Main Phone: 985-626-5695
Mobile: 985-630-1934
Mobile: 985-630-9101
Fax: 985-626-4112
Email: steviemack@latterblum.com
WATERFRONT & LUXURY PROPERTY SPECIALIST Stevie's tremendous success in residential real estate is the result of a true enthusiam and caring for people and their needs. The results are impressive for this professional. ** Over 25 years as a top realtor ** More than $200 Million sold over the last decade ** #1 in Residential Sales on New Orleans North Shore (St. Tammany Parish) 2002-2010 ** #1 Greater New Orleans area Top Producer as recognized in City Business 2006-2009 ** Number 8 nationally within ERA (out of over 25,000 agents) Her personalized style has resulted in many clients becoming lifelong friends and an impressive list of repeat and referral clients. As a northshore native, Stevie's knowledge of the homes and communities of this area is unparalleled. This includes a specialized knowledge of WATERFRONT and ESTATE PROPERTIES. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated. All information is subject to verification and is not guaranteed. Latter & Blum Inc/Realtors is a licensed real estate brokerage firm in Louisiana Latter & Blum Inc/Realtors, 1151 N. Causeway Blvd., Mandeville, LA 70471, USA Main 985-626-5695.

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