Latest Listings: Mandeville and Covington Louisiana home buying, real estate listings, and homes for sale in St. Tammany County, LA

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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Mandeville and Covington, Louisiana area MLS, and even later on the national listings web sites, if at all.

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Agency >Who Pays the Commission

Does it cost the homebuyer more to be represented by a buyer's agent who serves their interests exclusively? No, because the listing agent splits the sales commission, which is customarily paid by the seller of the home, with the buyer's agent. The sales commission split is usually 50-50, but the listing agent and buyer's agent will sometimes make another agreement and split the commission unequally.

There is one very unusual circumstance in which the homebuyer might pay a commission to their buyer's agent. The real estate agent might show the buyer a local "for sale by owner" (FSBO) home which the client decides to purchase. In most cases, the FSBO seller who is presented with a qualified buyer is glad to pay the buyer's agent a reduced fee of about 3 percent, or half of a normal sales commission. But the FSBO seller could stubbornly refuse to pay the buyer's agent any commission whatsoever. In that case, the buyer's agent would legitimately expect the buyer to pay the sales commission, in fair exchange for the agent finding the FSBO home and negotiating a successful transaction.

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Q	What is a "jumbo mortgage"?
A	The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Stevie Mack, REALTOR�, real estate agent and broker for Mandeville and Covington Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Stevie Mack
ERA Stirling Properties
1321 W. Causeway Approach
Mandeville, LA. 70471
Main Phone: 985-630-1934
985-630-9101
Fax: 985-626-4112
Email: StevieMack@stirlingprop.com
WATERFRONT & LUXURY PROPERTY SPECIALIST Stevie's tremendous success in residential real estate is the result of a true enthusiam and caring for people and their needs. The results are impressive for this professional. ** Over 20 years as a top realtor ** More than $100 Million sold over the last decade ** #1 ERA Stirling Residential Agent 4 years running ** Top 1% producers in St. Tammany Her personalized style has resulted in many clients becoming lifelong friends and an impressive list of repeat and referral clients. As a northshore native, Stevie's knowledge of the homes and communities of this area is unparalleled. This includes a specialized knowledge of WATERFRONT and ESTATE PROPERTIES. ERA � is a licensed trademark of ERA Franchise Systems. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated. All information is subject to verification and is not guaranteed. ERA Stirling Properties, Inc. is a licensed real estate brokerage firm in Louisiana ERA Stirling Properties, Inc., 1321 W. Causeway Approach, Mandeville, LA 70471, USA Main 985-626-5687, era@erastirling.com

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